90 Day Money Saving Challenge

She Banks Women Financial Banking

Ready to save some serious cash? The 90 day money saving challenge is a great way to get your finances in order and start building up your savings. This challenge can be adapted to fit your specific needs, but the basic premise is simple: save as much money as you can over the course of 90 days. Whether you’re looking to save for a move or a vacation, this challenge will help you reach your goal!


Option 1: Save $1,000 In 90 Days

Depending on what you are saving for, $1000 can be a great milestone to help you meet your goals or build a solid foundation to saving more. Depending on the month there is usually 12-13 weeks within 90 days. To meet the goal of saving $1,000 in 90 days, all you have to do is save $80/week. At the end of the challenge, you will have over $1,000 in your savings!


Option 2: Save $5 A day for 90 Days

Sometimes breaking it down to a daily savings challenge can be more rewarding or easy to manage depending on how you receive your money. For example, if you are a gig worker it could be easier to set aside money out of your daily pay instead of waiting till the end of the week. If you set aside $5 a day for 90 days, at the end of this challenge you will have saved $450!


Option 3: Save 10% of Your Paycheck for 90 days

This option will produce different results for everyone, but if you want to get in the habit of saving this can be a great place to start. Simply set aside 10% of your paycheck each week and watch your savings grow.


After 90 days have passed, don’t stop saving! The 90 day money saving challenge is just a way to start training yourself and transforming the way you handle your money. These good habits and seeing the win at the end of the 90 days should just motivate you to continue what you have accomplished.


Automate Your Savings. 

Once you’ve determined how much you can realistically save each month, set up automatic transfers from your checking account to your savings account. This way, you’ll never even see the money and will be less tempted to spend it!


Have a Goal in Mind

Some people find it helpful to have a specific goal in mind when they’re trying to save money. Whether you’re saving for a vacation, a down payment on a house, or just an emergency fund, knowing what you’re working towards can help keep you motivated. Join the discussion on the She Banks Community and let us know which option you are picking for the challenge, everything is easier with a strong support system and She Banks is here to help you reach your goals.

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