Credit Karma: An Honest Review

Woman smiling

By Brittany Archer

She Banks is thrilled to announce our new partnership with Credit Karma. I am personally excited about this opportunity to promote a service that I have been using for the past 9+ years.


I first learned the importance of monitoring my credit score in my 20’s. At the time, I was taking college courses and planning to start my first business. I was busy and needed extra money to support myself during my studies and make ends meet. Truth be told, at that time I had zero credit, and no understanding of why credit was important. I didn’t understand the importance of a good score and payment history until the moment I needed my first credit card and had no idea how to get one. Up until that point, I paid for everything with cash and worked multiple jobs to fund my needs. This was actually a point of pride for me, but as time went on I realized the importance of establishing my score to move forward in life.


A friend told me about Credit Karma, and the opportunity to check my score for free so that I might be better positioned to apply for getting a car loan, and apply for other big loans down the line such as a mortgage. What I liked about the service was not only was I able to check my credit score to know where I stood before applying for these major loans, but I was able to see what credit cards I would have a good chance at being approved for. 


With the resources provided on the site, I was given insights about what exactly I could do to better my credit score and monitor new changes in real time. I got my first card through Credit Karma and Capital One, followed the recommendations given to me and was able to make my payments on time. I watched my score grow and it was really the best feeling. Within a year I was able to apply for my first car loan on my own and entered a new era of responsibilities.


Since then, I have watched the platform grow and mature, as well as my score. I love reading other member’s reviews on cards, and the expert advice that is offered in their blogs. I recently learned that there is even a feature now where you can search for unclaimed money, which is exciting. With over 100 million members, there is no doubt that Credit Karma is a leader in helping people navigate their personal finance roadmap.


Without a doubt, I can recommend this service to anyone that is looking for a free way to monitor their credit score, learn more about credit in general, and see personalized recommendations for cards that would be a great fit for them. You can sign up for your free account here.

Share this with your network!

Related Articles

Welcome to the Blog

She|Banks contributors

We are so happy to have you here. To stay up to date with tips and tricks on all things personal finance and continue the conversation, join our community!

Our Personal Favorites